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Portfolio upload
Upload a CSV of policies. Required columns: Exposure, VehPower, VehAge, DrivAge, BonusMalus, VehBrand, VehGas, Area, Density, Region. IDpol is optional.
What each column means
- Exposure
- How long each policy is in force — usually 1 year.
- VehPower
- Insurer's engine power class, 1 to 20.
- VehAge
- Age of the insured vehicle in years.
- DrivAge
- Age of the main driver at policy start (18–100).
- BonusMalus
- Claims history coefficient — 50 is best, 100 is base, higher means recent claims.
- VehBrand
- Insurer brand group B1–B14 — groups cars with similar claim profiles.
- VehGas
- Fuel type — Regular (petrol) or Diesel.
- Area
- How built-up the area is — A is most rural, F is a metro core.
- Density
- Population density of the area where the car is kept.
- Region
- Geographic rating region from the training dataset.