Underwriting Pricing Studio

Interactive Policy Calculator

Score individual driver profiles with the calibrated dual GLM pipeline (Poisson Frequency $\times$ Gamma Severity).

Driver Presets:

1. Driver Profile

Age brackets & claims history coefficient

Step 1 of 3

Main Driver Age

45 yrs

Claims Rating (Bonus-Malus)French coefficient standard (50–350)

-50% DiscountBM 50

50 (50% max discount)100 (Neutral base rate)200 (Recent claims surcharge)

Maximum 50% discount — zero at-fault claims for 13+ consecutive years

Policy Underwriting Term

Make family, engine horsepower class & fuel

Step 2 of 3

Vehicle Brand Family

Engine Power ClassRating Class 5

Class 1 (Low power)Class 10 (Mid-range)Class 20 (High power)

Vehicle Age

Fuel Type

Urban traffic density & regional risk pool

Step 3 of 3

Operating Territory

Administrative Region

Contribute anonymized policy attributes to the continuous research training set. No personally identifiable information (PII) is gathered.

Select a preset or tweak details above, then click Compute Actuarial Pricing to evaluate.